Valley First Credit Union

About Us

At Valley First, community is at the heart of everything we do. We’re more than a financial institution —we’re your neighbor and partner, committed to helping the Central Valley thrive. As a not-for-profit, member-owned credit union, we’ve served the region for over 75 years. What began with seven Stanislaus County employees has grown into a community of more than 80,000 members. Our success is measured by the well-being of the people we serve.

Because we’re owned by our members—not stockholders—we give back through better rates, lower loan costs, and reinvestment into our community. Every dollar helps support another member, bringing our “People Helping People” philosophy to life.

We’re proud to invest in local programs, provide financial education, and expand access to fair, affordable services as a Community Development Financial Institution (CDFI).

At Valley First, we’re here to help our community build strong financial futures, together.